By: Justin Bennett | Co-Founder | Next Legacy Group 5 Lessons from Top Investors While headlines swirl about interest rates, commercial real estate volatility and a “ return to normal ,” one asset class continues to outperform across economic cycles: multifamily real estate. With office vacancies pushing nearly 18 percent nationally and retail assets reshuffling under the weight of e-commerce, multifamily has remained a magnet for both institutional capital and individual investors seeking durable returns. Here are five reasons smart investors are still betting big on multifamily in 2026—and how you can, too. 1. Stable Cash Flow in Unstable Times Multifamily investing delivers something Wall Street cannot promise: predictable, rent-backed income. As inflation and rate hikes continue to impact public markets, investors are seeking yield that is not tied to daily volatility. Well-managed multifamily properties continue to generate attractive annualized returns, even amid tightening credit conditions and construction slowdowns. As one experienced capital raiser notes, the advantage goes beyond cash flow. Investors and operators can directly influence net operating income through operational improvements, creating appreciation that is not dependent on market sentiment. 2. Demand Is Built-In and Growing With mortgage rates remaining elevated, homeownership is out of reach for millions of Americans, particularly younger generations. As a result, the United States has increasingly become a renter-focused nation, with more than 100 million people choosing to rent. Multifamily properties in strong job-growth markets such as Phoenix, Austin, and Tampa continue to experience rent growth driven by demographic trends, limited supply, and ongoing economic migration. In 2026, a significant majority of newly formed households are rental households, placing multifamily housing at the center of long-term demand. 3. Downside Protection Through Smart Underwriting Multifamily real estate is not recession-proof, but it has historically proven to be recession-resistant—especially when deals are structured with disciplined underwriting. By acquiring properties below replacement cost, maintaining adequate capital reserves, and securing fixed-rate financing, experienced sponsors work to protect investor capital through varying market conditions. Additionally, multifamily properties benefit from built-in diversification. Vacancy risk is spread across multiple units, unlike single-tenant office or industrial properties where income depends on one lease. 4. Institutional Capital Continues to Favor Multifamily When major investment firms allocate billions of dollars to multifamily in a single year, it sends a clear message about the asset class’s long-term viability. Family offices, pension funds, and endowments continue increasing their exposure to multifamily because it offers a rare combination of inflation protection, consistent income, and equity growth potential. This institutional participation enhances liquidity, improves exit options, and increases overall market efficiency—benefits that extend to individual and passive investors as well. 5. Multiple Exit Strategies Create Flexibility One of multifamily real estate’s most underappreciated strengths is strategic flexibility. Depending on market conditions, sponsors may: Refinance and return capital while continuing to hold for long-term cash flow Execute value-add improvements and exit within three to five years Complete a 1031 exchange into a larger asset or a Delaware Statutory Trust Multiple exit pathways provide tools to preserve capital and optimize returns across different market environments. A Smarter Way to Invest in 2026 As capital continues flowing into private markets and investors seek greater control, multifamily real estate remains one of the most compelling asset classes in the American economy. It is tangible. It produces income. It adapts across market cycles. With the right sponsor and structure, multifamily can serve as a cornerstone of long-term wealth preservation and growth. Ready to Learn More? We are currently working with accredited investors seeking durable income, downside protection and long-term upside through multifamily real estate.

By: Teresa Loos-Tedrow | Co-Founder | Next Legacy Group I injured my back playing pickleball. Day one. Five points into the match. I hadn’t played since high school, but apparently my brain skipped that detail and went straight to athlete. So I did what any former teenager trapped in an adult body would do. I jumped as high as I could for a ball that was way  over my head. To be clear, this was not a moment where someone’s kid’s college scholarship was on the line. This was recreational pickleball. The stakes were absolutely nothing. When Overconfidence Meets Reality I strained muscles in multiple places in my back. And because I’m consistent if nothing else, I kept playing. Then I went back the next day too. The Lesson: Pretending You’re Ready Is Expensive The ball wasn’t the problem. The story I told myself was. “That’s makeable.” “I’ve got this.” “Let’s go.” That same thing shows up in real estate investing  more often than people like to admit. How This Shows Up in Real Estate Investing It sounds like “We’ll grow into the debt.” “Rent increases will cover it.” “Expenses won’t move much.” “We’ll refinance before it matters.” Sometimes you get away with it. Sometimes you play through it until it stops being funny. What Smart Real Estate Investing Actually Rewards Real estate doesn’t reward the highlight reel. It rewards durability . Margin through cash reserves and breathing room Stress testing assumptions with higher vacancy and expenses Discipline in knowing when to let a deal go Because the goal isn’t to win a single point. The goal is to stay invested year after year without relying on luck to survive.

By Tim Gramling | Co-Founder | Next Legacy Group January 16, 2026 The Midwest is not suddenly becoming attractive. It is becoming unavoidable. As underwriting assumptions tighten and capital becomes more selective, investors are reassessing where long-term risk is truly managed. Increasingly, institutional research and housing data point to Midwest multifamily and self-storage investing  as some of the most resilient strategies in today’s uncertain environment. This renewed focus is not driven by hype or short-term momentum. It reflects a return to fundamentals that reward discipline, affordability, and downside protection. Why Investors Are Reconsidering Midwest Real Estate Markets In many Midwest metros, rent-to-income ratios remain materially healthier  than in coastal and high-growth Sunbelt markets. While population growth headlines often dominate conversations, affordability ultimately determines renter durability. For investors, this means: More stable occupancy Reduced reliance on aggressive rent growth Lower downside volatility during economic shifts When residents can reasonably afford housing, demand becomes more resilient. For long-term investors, that stability is not a limitation—it is a strategic advantage. Replacement Cost: A Built-In Margin of Safety One of the strongest structural advantages in Midwest multifamily investing is replacement cost . Rising labor, material, and financing costs have pushed new construction economics beyond what many Midwest markets can support. As a result, it often costs more to build than to buy . This dynamic benefits existing, well-located assets by: Limiting competitive pressure from new supply Supporting long-term asset values Providing a margin of safety when assumptions are wrong When replacement costs rise faster than rents, patient capital benefits from disciplined underwriting and long-term ownership. Multifamily and Self-Storage: Stability Over Speculation Midwest multifamily assets  are driven by affordability and essential housing demand rather than discretionary migration trends. Performance is earned through operational execution, not optimistic projections. Self-storage investments   in the Midwest follow similar fundamentals. Demand is driven by life transitions—downsizing, family changes, relocations—rather than short-term population surges. Markets with measured development pipelines tend to perform more consistently across cycles. Both asset classes reward investors who prioritize durability over volatility. The Most Common Investor Mistake Many investors confuse projected upside  with protected downside . In markets like the Midwest, returns are not dependent on perfect execution or aggressive assumptions. They are earned by remaining solvent and stable when projections fall short. For long-term capital, avoiding permanent loss is more important than chasing temporary outperformance. The Next Legacy Group Perspective At Next Legacy Group, we view the Midwest’s renewed attention as a return to fundamentals. These markets do not rely on speculation to perform. They reward: Conservative underwriting Operational excellence Long-term investor alignment Community-supported assets In an increasingly uncertain environment, disciplined Midwest multifamily and self-storage investing offers something rare— resilience without reliance on hype . Final Thoughts For investors focused on long-term wealth preservation and sustainable growth, the Midwest represents more than an opportunity. It represents discipline. And discipline, over time, is what compounds.

By: Laura DeVaney | Co-Founder | Next Legacy Group New Year Doesn’t Reset Markets—It Reveals Discipline As we enter 2026, one truth remains clear: disciplined real estate investing continues to be one of the most reliable ways to build enduring value . At Next Legacy Group, investing is not about speed or speculation. It is about clarity of execution, intentional decision-making, and deep respect for capital. Our approach is deliberate and consistent, grounded in principles that guide every opportunity we evaluate. Our Investment Philosophy We focus on disciplined execution through: Acquiring fundamentally strong real assets. Operating with discipline, transparency, and alignment. Creating value within a market-driven, risk-aware investment horizon. This philosophy allows us to evaluate opportunities with precision while protecting investor capital across market cycles. Why Real Estate Still Matters Real estate remains uniquely positioned as a long-term investment because it is: Tangible Income-producing Anchored in real economic demand Our focus is not on chasing cycles but on stewarding assets with intention and care. That stewardship includes: Improving operational performance Enhancing long-term asset resilience Positioning investments to adapt as market conditions evolve This is how we define stewardship—not simply ownership . Entering 2026 With Focus As the new year begins, our priorities remain clear and unchanged. We continue to emphasize: Strong, resilient markets Thoughtful value-add opportunities Disciplined entry and exit decisions guided by real market data The objective is not to rush outcomes. The objective is to execute well, manage risk responsibly, and create meaningful, durable value . With Gratitude To our investors and extended community—thank you. We are grateful for the trust you place in us, the relationships we’ve built, and those still to come. Here’s to 2026: disciplined execution, trusted partnerships, and lasting legacy . Visit   nextlegacy.net   to learn more or connect with our team.

By: Jason Ottilo Co-founder | Next Legacy Group Artificial Intelligence has moved from buzzword to boardroom topic in commercial real estate. Sponsors hear about it from investors. Asset managers see competitors experimenting with it. Analysts quietly use it after hours and don’t always talk about it. The real question isn’t whether AI is “real.” It’s whether commercial real estate professionals understand what AI actually does, where it creates leverage, and where human judgment remains irreplaceable. This article breaks that down—without hype, without code, and without pretending AI replaces experience. What AI Really Is (and Why That Matters in CRE) At its core, modern AI is not “thinking.” It is large-scale pattern recognition and prediction trained on massive amounts of data. Systems like ChatGPT don’t understand deals the way a sponsor or operator does. Instead, they recognize patterns across millions of documents—leases, offering memorandums, market reports and financial narratives—and predict what a useful response should look like. That distinction matters because it defines where AI works best. AI excels at: Repetitive analytical work Document review and summarization Pattern detection across large datasets Drafting first-pass content AI struggles with: Judgment calls and trade-offs Ethics, nuance, and context Market timing decisions Relationship-driven outcomes In short: AI is a force multiplier, not a decision-maker. Why This Wave of AI Is Different from the Past Real estate has seen “AI” before. In prior decades, firms experimented with rule-based underwriting systems and expert systems that promised to automate intelligence. Most failed because they were brittle, expensive, and broke down when markets changed. Modern AI works differently for three fundamental reasons: Scale of Training Data  – Today’s models are trained on trillions of words, including real estate documents, contracts, market commentary, and financial language. Transformer Architecture —Modern AI can maintain context across long documents. It can read a 100-page offering memorandum and answer questions that require connecting details across sections. Transfer Learning —AI doesn’t need to be “trained for real estate” to analyze real estate. It transfers general language understanding into CRE workflows immediately. That’s why AI is now usable in real-world commercial real estate operations—not as a novelty, but as infrastructure. Practical CRE Use Cases That Actually Work Today Here’s where AI is already creating leverage inside real estate firms. 1. Underwriting and Deal Screening AI works best as a first-pass underwriting assistant: Reviewing rent rolls for tenant concentration Flagging lease expirations and rollover risk Comparing in-place versus market rents Stress-testing assumptions conceptually AI does not replace Excel models or investment committee judgment. It reduces analyst time on repetitive review, allowing teams to move faster to high-quality “no’s” and focus more on viable opportunities. 2. Lease and Document Analysis AI excels at reading unstructured text such as: Leases Purchase agreements Loan documents Operating agreements You can ask targeted questions like: “Where are the tenant termination rights?” “Summarize rent escalations and expense pass-throughs.” “Identify unusual landlord obligations.” This can save dozens of hours per transaction, but every output must be reviewed—AI can sound confident and still be wrong. 3. Investor Communications and Capital Raising AI is effective for first-draft investor communications: Investor updates Deal summaries Educational content FAQs Strong operators use AI to improve consistency and speed, then layer in human judgment, voice, and positioning. Used correctly, this enhances transparency and trust. 4. Custom GPTs for Firm-Specific Workflows One of the most underutilized tools in CRE is the Custom GPT. A Custom GPT is a configured version of an existing AI model with: Firm-specific instructions Uploaded templates and standards Defined red flags and thresholds Examples: An underwriting assistant that always calculates DSCR and debt yield, flagging kill triggers An investor relations assistant that drafts updates using consistent language and compliance rules This creates process consistency at scale without increasing headcount or retraining teams repeatedly. Where AI Fails—and Always Will AI should never be trusted blindly in commercial real estate. Its limitations include: It can hallucinate plausible-sounding but incorrect facts It has no accountability or intuition It cannot read local market sentiment It cannot negotiate or assess counterparties Treat every AI output like work from a sharp intern—useful, fast, and requiring review. The Strategic Advantage: Focus, Not Automation The biggest mistake firms make is asking, “How do we automate everything?” The better question is: “Where does AI free our best people to focus on judgment, relationships, and execution?” Winning firms use AI to: Shorten feedback loops Reduce low-value labor Increase consistency Scale insight without scaling overhead They are not trying to replace operators, asset managers, or sponsors. How Next Legacy Group Uses AI — Deliberately At Next Legacy Group, we don’t use AI to replace judgment, relationships, or experience. We use it to protect  them. Our philosophy is simple: AI should compress time, reduce error, and create space for better decisions—not make decisions for us. We use AI across three areas: 1. Underwriting Discipline AI accelerates first-pass analysis—reviewing rent rolls, highlighting lease risk, and stress-testing assumptions—so our team can spend more time pressure-testing downside and validating fundamentals. AI speeds the work; humans own the call. 2. Consistent, Transparent Investor Communication AI helps structure and draft investor communications, improving clarity and timeliness. Every message is reviewed and refined by our team to ensure accuracy, tone, and alignment with long-term partnership values. 3. Focus on What Compounds Over Time By reducing time spent on repetitive tasks, AI frees our team to focus on what drives long-term returns: disciplined acquisitions, risk management through cycles, and operational execution. We do not outsource responsibility to AI. Every output is reviewed. Every decision is owned. We believe this is how technology should be used in commercial real estate—quietly, carefully and in service of durability. In an environment where speed without discipline destroys value, our objective is the opposite: to move efficiently, think clearly and compound capital responsibly over the long term.

By: Tim Gramling | Co-Founder | Next Legacy Group December 12, 2025 The Story Behind the Numbers: Why Serious Investors Back Operators Who Can Read What Others Ignore. Every investor talks about numbers. Very few understand what they mean. And that gap is exactly where wealth is created or destroyed. At Next Legacy Group, we have learned something simple but uncomfortable. Most operators use numbers to justify a narrative. The best operators use numbers to uncover the truth. Investors feel the difference immediately. Because numbers do not lie. But they also do not volunteer the truth. You have to interrogate them. A rising NOI might look attractive. But what is the story behind it? Discipline or luck? Operational strength or temporary market inflation? Advisors and high-net-worth investors are not looking for pretty spreadsheets. They are looking for operators who can decode behavior, operations, and risk from the numbers alone. That is where trust is built. Capital flows to confidence. Confidence comes from clarity. And clarity comes from understanding the story the data is telling, not the story someone is trying to sell. We approach every deal with a systems-based methodology that separates disciplined operators from everyone else. We break the asset down to its variables, identify which numbers represent strength, and isolate which ones signal drift or hidden risk. This is where real value is discovered long before the market recognizes it. Investors back operators who see around corners. Operators who read the story behind the numbers. We are building a platform designed for partners who value disciplined execution. As we continue scaling, that methodology becomes the engine for long-term capital alignment.

By: Teresa Loos-Tedrow | Co-Founder | Next Legacy Group December 5, 2025 Regularly, I sit down with someone who’s spent their whole financial life being told, “Your investments belong in the stock market and bonds. That’s just what people do.” When I offer information to contradict that theory, most reply, “I didn’t know I could invest in anything other than the stock and bond market.” Not only are they uninformed, but they are leaving real wealth-building options on the table. Because nobody ever taught them the real menu of options available to accredited investors. That’s why we built Next Legacy Group. To give people real alternatives. Real clarity. And a real path to generational wealth outside the volatility of Wall Street. Four Operators. Complementary Strengths. One Unified Mission. Next Legacy Group is built on a team whose backgrounds don’t overlap—they stack. Tim Gramling —40+ years engineering & infrastructure leadership; 2,200+ units Teresa Loos-Tedrow —25-year entrepreneur/operator; 1,000+ units Laura DeVaney - LP in 1,300+ units; decades of leadership and customer care Jason Ottilo —GP in 1,000+ units and RV park owner; detail-oriented operator and seasoned manager Different paths, one aligned mission: Buy right. Operate right. Protect the downside first. Our Three Uniques—What Sets Next Legacy Group Apart 1. Three Risk/Return Options Under One Platform Most people think investing means choosing between stocks and bonds. We offer three distinct risk categories so investors can build a portfolio aligned with their goals: • Low Risk—Debt (collateral-backed lending) • Medium Risk—Commercial Real Estate (multifamily, CRE, cash-flowing assets) • High Risk—Vetted Speculative Strategies Crypto, forex, and futures opportunities through trusted strategic partners like LegacyBlock. This gives investors true optionality—something most platforms can’t offer. 2. Integrated Decision-Making: One Team, Multiple Lenses Our team brings engineering precision, operational excellence, healthcare decision-making, entrepreneurial speed and real estate ownership experience under one roof. That creates a competitive edge: • Faster, clearer deal evaluation • More angles considered before committing • Fewer blind spots • Sharper risk identification • Stronger execution plans In short, Four perspectives. One aligned decision. Better outcomes. 3. Obsessive Underwriting & Due Diligence Next Legacy Group believes the best investments are made before you ever take ownership. Our discipline includes: • Conservative underwriting • Rigorous stress testing • Tight expense modeling • Full capex evaluation • Market/submarket risk scoring • Clear kill triggers We’re not trying to optimize at exit, we’re securing investor outcomes at purchase. Most investors think they only have two investment options: stocks and bonds. That’s simply not true. The wealthy have always used alternatives, commercial real estate and structured risk strategies to build lasting wealth. Our mission at Next Legacy Group is to make those strategies accessible, understandable and aligned with real people’s goals. If you’d like to explore how these options fit into your broader portfolio, I’d love to talk. — Teresa Loos-Tedrow

By: Laura DeVaney | Co-Founder | Next Legacy Group November 27, 2025 This week is special for me on many levels. It’s Thanksgiving week… It’s my birthday week… And it’s a season where gratitude feels deeper, richer and more meaningful than ever before. As I look back on this year—the challenges, the breakthroughs, the quiet moments, the unexpected blessings—one theme keeps rising above all the rest: Gratitude is the currency that multiplies everything it touches. I’ve realized that gratitude is more than a feeling; it’s a discipline, a leadership mindset, and a lens that shapes how we move through the world. It shifts our perspective, strengthens relationships, accelerates healing and aligns us with the opportunities meant for us. And this year, I am especially grateful for three things: 1. Grateful for the Journey—Not Just the Destination The last twelve months have been transformative. Building Next Legacy, growing as a leader and stepping deeper into stewardship have stretched me in ways I didn’t expect. There were days of clarity and confidence and days when I found myself questioning the path in front of me. But every lesson helped me grow. Every challenge expanded my resilience. Every opportunity deepened my sense of purpose. And as our team walks properties, partners with operators and serves our investors with integrity, it has reminded me: Legacy is built one intentional step at a time. 2. Grateful for the People Walking Beside Me This year has reminded me that community is a gift. I am profoundly grateful for: Family . My foundation, my steady place of strength and the support that grounds every step of this journey. Our Next Legacy Team . Who consistently show up with excellence, humility and heart as we build with intention. Our Partners and Operators. Whose trust and collaboration allow us to carry out our mission with integrity. Our investors. Who share our vision and entrust us to steward their capital with care and accountability. Our Mentors . Past, present and future, whose wisdom continues to shape our growth and our path forward. No one builds anything meaningful alone. I feel surrounded, supported and strengthened, and that is a blessing I will never take for granted. 3. Grateful for the Calling to Steward Something Bigger Than Myself At this stage of life, purpose means more than productivity. Impact means more than income. Stewardship means more than success. Each property we walk… Each partnership we evaluate… Each investment we bring forward… …is about helping families grow wealth, helping communities thrive and helping future generations stand on stronger foundations. If there’s one thing I want to leave you with this Thanksgiving week, it’s this: Gratitude transforms our blessings into abundance—and who we are into who we were created to become. Thank you for being part of this journey. Thank you for reading, supporting, praying, investing and believing. My heart is full. My plate is full. My life is rich in the ways that matter most. Here’s to another year of growth, purpose and legacy!

By: Jason Ottilo | Co-Founder | Next Legacy Group November 21, 2025 Why Smart Investors Are Moving Beyond DIY Portfolios and Choosing Alternative Funds That Work for Them Most accredited investors eventually hit a turning point. You get tired of the stock market’s mood swings. You want more predictable income, real diversification and a long-term plan that doesn’t depend on whatever headline hits the news cycle each morning. You realize you need something beyond the traditional 60/40 portfolio but then the next question hits hard: if not that, then what? That’s when alternative investments enter the picture. Real estate, private debt and even responsibly allocated crypto aren’t just buzzwords anymore; they’re legitimate ways to build wealth with less correlation to the market and more control over outcomes. But here’s the catch: for individuals trying to do this on their own, these asset classes quickly turn into a second job. Anyone who has tried to buy investment real estate without experience knows the drill—brokers who don’t take you seriously, underwriting spreadsheets that feel like they’re written in ancient Greek, property tours squeezed into weekends, talking to lenders who expect you to know every acronym under the sun and trying to figure out if a neighborhood is “up and coming” or “about to fall off a cliff.” And that’s before you actually own the asset. Once you do, it’s a nonstop cycle of repairs, management decisions, expense surprises, refinancing options and regulatory changes. Operating real estate is not passive—it’s operational work that requires skill, patience, and a strong stomach. Private debt, often seen as a cleaner, more predictable income play, seems simpler but only on the surface. To do it safely, you need to vet borrowers, analyze collateral, structure terms correctly, manage collections, and diversify across enough notes to mitigate risk. A single bad borrower or poorly structured loan can wipe out months of gains. Again, it’s not passive; it’s underwriting, portfolio management, risk assessment and legal oversight. Then comes crypto, which many investors want exposure to because the potential upside is undeniable. But crypto done wrong is gambling. Crypto done right requires real thinking: custody decisions, security protocols, staking or not staking, understanding halving cycles, evaluating risk budgets, tracking regulatory changes, and resisting emotional trading. It’s not something you casually “check on every few months.” It requires discipline, methodology, and firm guardrails. Add all of these together—real estate, private debt, and crypto—and you’re essentially running a small alternative asset management company for your own portfolio. Most individuals don’t have the time for that, let alone the expertise. They want the returns, not the responsibility. This is where Next Legacy Group intentionally steps in. The fund is designed for investors who want all the benefits of alternatives without sacrificing their time, their bandwidth or their peace of mind. Instead of forcing investors to pick one lane, we build a diversified portfolio across multiple alternative engines: income-producing real estate, high-yield private debt and controlled exposure to crypto through vetted mechanisms. You get the growth potential, the stability and the tax efficiency—without taking on operational complexity. Our team handles everything: sourcing good operators, stress-testing deals under multiple economic scenarios, verifying markets, conducting background checks, reviewing collateral structures, negotiating loan terms, securing institutional-level crypto custody and creating diversified exposure across each asset class. You’re not left guessing. You’re not left hoping. You’re not left wondering if you’re missing something. Instead, you receive the benefit of full-time professional execution aligned directly with your interests, because our own capital sits right next to yours. What investors appreciate most is how much they no longer have to do. They’re not hunting for deals or loans, they’re not worrying about whether a property is worth the price, they’re not up late researching crypto cycles, and they’re not spending weekends being a landlord. They gain access to opportunities they wouldn’t see on their own—because the best deals don’t show up on LoopNet, Zillow or Coinbase. They’re accessed through operator relationships, fund partnerships, and industry networks built over years of execution. And the timing matters. Right now, the market is full of distressed sellers, interest rates are finally trending downward, private debt yields are historically attractive and crypto is at a point where institutional adoption is accelerating. These are the moments where disciplined, prepared investors gain the most. But individuals who try to navigate all of this alone often move too slowly, lack information, or simply feel overwhelmed. Choosing a professionally managed alternative fund isn’t about giving up control. It’s about removing unnecessary friction and letting a team with experience, systems and infrastructure drive the execution so your capital can work while you focus on your career, your family or simply enjoying the freedom you’ve earned. You get the passive income, the long-term growth, the diversification and the tax efficiency without becoming a full-time operator, loan officer or crypto analyst. For most investors, that’s the real goal: wealth that grows without consuming your life. That’s what Next Legacy Fund One is designed to deliver. If you’re ready to explore how alternative investments can work for you without taking on another job. Join our Friday Night Lights Webinar. Free and open to all, live on Zoom. Register once, join weekly to get more information and access upcoming opportunities.

By: Teresa Loos-Tedrow Co-Founder | Next Legacy Group October 11th, 2025 What a powerful week for Next Legacy Group. From the Investor Retreat in Dallas, Texas to the Bring Your Deal event in Miami, Florida, our team spent the week surrounded by some of the most innovative and driven minds in the real estate investing community. These events reminded us why we do what we do—to learn, to grow, and to bring those insights back to our investors and partners. In Dallas, we joined industry leaders across multifamily, private lending, and alternative investment sectors to explore what’s next in capital deployment and market strategy. The conversations were deep, honest, and future-focused—the kind of exchanges that make us stronger sponsors and better stewards of investor capital. In Miami, at the Bring Your Deal session, we had the opportunity to share one of our upcoming multifamily projects—a deal that reflects our value-add, cash-flow-first strategy and our focus on durable growth. We were honored when the room selected our project as the “Deal of the Event.” It was validation not only of the opportunity itself but of the disciplined, transparent approach that defines how Next Legacy operates. The people we met were nothing short of extraordinary—fund managers, operators, lenders, and investors who share a commitment to building legacies, not just portfolios. We left inspired and grateful to be part of a community that values education, execution, and integrity as much as returns. At Next Legacy Group, we believe that every experience—every connection—sharpens our ability to deliver for our investors. What we learned this week will directly translate into how we underwrite smarter, manage more efficiently, and communicate more clearly with those who trust us to be their partners in wealth-building. Stay tuned—more details on our featured deal are coming soon.

By: Tim Gramling Co-Founder | Next Legacy Group October 24th, 2025 Real estate investing is often measured in cash flow, equity multiples, and cap rates—but the true measure of success extends far beyond the balance sheet. The most meaningful investments are those that endure, creating impact long after the final distribution is made. That’s the essence of building a legacy that outlives the investment. A legacy begins with intention . Every property acquisition, renovation, or repositioning project should align with a broader vision: improving communities, providing safe and quality housing, and fostering environments where people can thrive. When investors think beyond returns and design projects with longevity in mind, they create value that compounds—not just financially, but socially and generationally. The second layer of legacy is discipline . Markets shift, interest rates rise and fall, and opportunities come and go, but disciplined operators stay grounded in fundamentals. They underwrite conservatively, maintain healthy reserves, and make decisions guided by purpose rather than emotion. That discipline ensures stability—and stability is what allows investments to survive cycles and stand the test of time. Next comes education and stewardship . True legacy builders mentor others—investors, partners, and even tenants—to think long-term. They share the lessons learned from both success and failure, ensuring the next generation is better equipped to carry the torch forward. In this way, the legacy is not a static monument but a living system of knowledge and accountability. Finally, legacy is about alignment . At Next Legacy Group, we believe that transparency, shared vision, and operational excellence turn ordinary investments into lasting achievements. Every deal we pursue aims to leave a footprint of integrity—properties that perform, partnerships that prosper, and communities that benefit. The numbers will fade, markets will change, but what endures is the value we create, the people we uplift, and the example we set. That’s the kind of legacy that doesn’t just outlive the investment—it defines it.

By: Jason Ottilo Co-Founder | Next Legacy Group October 24, 2025 From Volatility to Vision: Why I Left the Stock Market for Real Assets When the world shut down in 2020, my wife and I—like most people—had time to think. We were both working, raising a family, and watching our savings bounce like a yo-yo on the stock market. One week, we felt rich. Next, our retirement accounts had dropped by twenty percent. It hit me: everything I owned was tied to one system—the stock market. My 401(k), my mutual funds, and even the “safe” index investments all moved together. No hedge, no diversification, and no control. I wasn’t managing my money. I was watching it. The Wake-Up Call That realization pushed me to look for something different—something real. Around that time, I picked up Rich Dad Poor Dad by Robert Kiyosaki. I didn’t expect much; I figured it would be another self-help book. But it flipped my perspective completely. For the first time, I understood the difference between working for money and having money work for me. Real assets—like real estate—weren’t just about cash flow. They were about control, leverage, and ownership. My wife, who’s a real estate agent, was already ahead of me. She’d been talking about owning rental properties for years. So we started scouting single-family homes, hoping to buy one, rent it out, and start small. What I found was discouraging. Between the down payment, renovation costs, and ongoing maintenance, it was a big outlay of cash for a modest return. If a tenant left or paid late, the income vanished. I was still exposed to risk—just a different kind of it.   I started asking myself: if real estate was supposed to be the path to freedom, why did it feel so fragile?   Scaling the Vision Then I came across Grant Cardone. Let’s face it—he’s an ass sometimes, but a genius other times. Still, he made one point that stuck: “Go bigger, not smaller.” Multifamily real estate, he explained, isn’t just safer because it’s bigger—it’s safer because it’s diversified. One vacancy in a 200-unit property barely moves the needle. But one vacancy in a single-family home can wipe out your profit for months.   That idea changed everything.   Instead of trying to collect houses one by one, I started studying larger assets—apartment communities, RV parks, and storage facilities. The math made sense, and the risk profile felt more balanced.   So I leaped. My first big investment was an RV park. It wasn’t perfect, but it worked. The cash flow was steady, and I could see the business from every angle: operations, management, financing, and growth.   From that first deal, everything accelerated. I started meeting people who thought like I did—operators, investors, and partners who believed in building wealth through real assets. We collaborated on projects, shared resources, and grew together.   Just three years later, I’m now an investor in and general partner of over 1,000 multifamily units, plus storage facilities and the RV park that started it all.         Beyond Buildings: Diversifying Into Alternative Assets   As I learned and grew in this space, I realized that diversification within alternative investments is just as important as diversification away from Wall Street.   Real estate was my gateway, but it wasn’t the only lane. There’s a wide spectrum of alternative options that can offer yield, stability, or asymmetric upside—if approached with discipline:   Multifamily and workforce housing for durable, inflation-hedged cash flow. Storage and RV parks for steady, recession-resistant demand. Private debt offerings for fixed income backed by real collateral. Build-to-rent, land development, or note funds for structured growth. Other private credit or equity opportunities that compound returns outside public markets.     Some of these investments produce ongoing income; others build long-term equity. Together, they create balance—a portfolio that can weather cycles instead of reacting to them.         Why Alternatives Make Sense Now?     The volatility of the past few years has made one thing clear: traditional markets don’t give investors true diversification anymore.   When the stock market drops, everything tied to it tends to drop too—401(k)s, mutual funds, ETFs. Bonds used to act as a counterweight, but rising interest rates have eroded that safety net.   Alternative investments offer something different:   Tangible value—You can see the asset, improve it, and directly affect performance. Predictable income—Cash flow comes from rents or interest payments, not market sentiment. Lower volatility—Private assets aren’t priced minute-to-minute by algorithms or headlines. Tax efficiency—Depreciation and other incentives help keep more of what you earn.     Yes, alternatives come with their own learning curve. They’re less liquid, require diligence, and often depend on strong operators. But they allow investors to take back control—to earn, protect, and compound wealth on their own terms.         The Birth of Next Legacy Group     After building my own portfolio, I started seeing a bigger opportunity. Many investors I met wanted to diversify into alternatives—but they didn’t know where to start. They wanted to invest alongside professionals, with transparency, flexibility, and a clear strategy.   That’s what led to Next Legacy Group and our partnership with Avestor. Through the Next Legacy Fund One, we’re giving investors access to a diversified mix of multifamily, storage, RV parks, private debt, and other alternative assets—all within one flexible fund structure.   Avestor’s customizable fund model allows investors to choose which deals to participate in, how much to allocate, and when. It combines the flexibility of direct investing with the professional structure of a fund.   Our focus is simple:   Cash-flowing assets across multiple sectors and geographies. Debt and equity opportunities that balance growth with stability. Conservative underwriting that keeps downside contained. Investor alignment through transparent reporting and co-investm ent.     We’re not chasing trends—we’re building durability. Long-term wealth that compounds through discipline and shared opportunity.       From Fear to Freedom     Looking back, the biggest shift wasn’t just financial—it was mental. I went from watching markets I couldn’t control to owning assets I could understand.   The stock market will always have its place. But for me, the goal isn’t speculation—it’s stability. I’d rather own something that produces income whether the market’s up or down than sit in the passenger seat of Wall Street’s roller coaster.   My mission now is to help others make that same shift—to move from volatility to vision. To stop outsourcing their future to systems built for someone else’s benefit.   At Next Legacy, we’re building more than portfolios. We’re building legacy—the kind that outlasts the next market cycle.