By: Teresa Loos-Tedrow | Co-Founder | Next Legacy Group Markets change. Great investors keep learning. Discover why Teresa Loos-Tedrow believes continuous education and real-world experience are essential for making smarter multifamily investment decisions. Continuous Learning Creates Better Investors. After attending my ninth real estate summit, one lesson continues to stand out: the value of showing up never disappears. Many people assume conferences become repetitive after you've attended several. In reality, the opposite happens. Every event offers a new perspective because every investment, every challenge, and every success changes the way you process information. The lessons may sound familiar, but your experience allows you to apply them differently each time. As investors grow, education shifts from learning the basics to refining strategies, validating decisions, and discovering opportunities that may have gone unnoticed before. Experience Changes the Way We Learn The first time I learned how to underwrite a multifamily property, I focused on taking notes as quickly as possible. Years later, those same lessons serve a completely different purpose. Instead of simply learning the process, I'm comparing new ideas against real transactions, evaluating operational improvements, and identifying better ways to serve our investors. The information hasn't changed. The investor has. That is one of the greatest benefits of continuous education. Why Live Real Estate Events Still Matter The commercial real estate market never stands still. Interest rates fluctuate. Lending standards evolve. Cap rates adjust. Investment opportunities shift from one market to another. Learning directly from experienced operators provides insights that simply cannot be replaced by reading headlines online. At Next Legacy Group, continuous education allows us to stay informed, challenge our assumptions, and make better decisions based on today's market—not yesterday's. The best investment decisions come from today's insights, not yesterday's headlines. Confidence Comes From Doing the Work Education is valuable. Experience is transformational. Real confidence doesn't come from attending conferences—it comes from analyzing deals, negotiating contracts, solving unexpected problems, and successfully operating investment properties. Each acquisition teaches lessons no classroom can replicate. Live events sharpen those experiences by allowing us to compare our strategies with other successful operators and continuously improve our investment process. Relationships Build Better Opportunities Some of the most valuable moments at investment conferences never happen on stage. They happen over coffee. During lunch conversations. Through networking with operators, investors, lenders, and strategic partners. Real estate has always been a relationship business. Those connections often become future partnerships, investment opportunities, and valuable sources of knowledge that continue long after the conference ends. Why This Matters for Our Investors When you invest with Next Legacy Group, you're partnering with a team committed to continuous improvement. Markets evolve. Strategies adapt. Successful investors never stop learning. By attending industry-leading events, evaluating current market conditions, and learning from experienced operators, we continue strengthening our ability to identify opportunities, manage risk, and protect investor capital. Our commitment is simple: To continue learning so we can continue serving our investors with excellence. Final Thoughts Every summit reinforces the same truth. Learning is not an event. It's a lifelong investment. The more experience we gain, the more valuable every conversation, presentation, and relationship becomes. Whether you're beginning your real estate journey or expanding an investment portfolio, never underestimate the value of getting in the room. Sometimes the lesson you've been waiting for isn't new. You're simply ready to understand it in a completely new way. About Teresa Loos-Tedrow Teresa Loos-Tedrow is the Co-Founder of Next Legacy Group, where she helps investors build long-term wealth through multifamily real estate. As an active owner, operator and educator, Teresa is committed to continuous learning, disciplined underwriting, and creating investment opportunities designed to help families build lasting financial legacies.

By: Laura DeVaney | Co-Founder | Next Legacy Group The greatest return on any investment isn't measured only by financial growth, it's measured by the freedom to create meaningful moments with the people you love. You Worked Hard for Your Wealth… Is It Working for You? Before You Make Another Investment, Answer This One Question. You spent years building your expertise. You worked hard to earn trust, solve difficult problems, and develop the discipline that helped create a successful career. Those same qualities likely allowed you to build wealth along the way. But amid demanding schedules, client meetings, business decisions, and daily responsibilities, one important question often gets overlooked. It isn't about market performance. It isn't about finding the next investment opportunity. And it isn't about earning a higher return. Instead, it begins with a much more personal question. What Is Your Why? Not your career title. Not your résumé. Not your income. Your why is the deeper purpose behind everything you're working to build. For me, that purpose is simple: Financial freedom to create opportunities and time freedom to enjoy them with the people I love. Because in the end, wealth isn't just about accumulating assets. It's about creating a life filled with experiences, relationships, memories, and a legacy that extends far beyond financial success. For others, that purpose may look different. It might be: Creating lasting financial security for your family. Helping fund your children's education. Supporting aging parents. Giving generously to causes you believe in. Building generational wealth. Creating flexibility to retire on your own terms. Whatever your answer may be, your investment strategy should reflect it. Income Doesn't Automatically Create Freedom High-income professionals are often viewed as financially secure. Yet earning a great income doesn't automatically create financial independence. In many cases, that income depends entirely on your continued time, expertise, and availability. If you stop working, your income often slows down too. That is why building wealth requires more than earning well. It requires putting your capital to work intentionally. The challenge for many professionals isn't a lack of opportunity. It's a lack of time. Between growing a business, managing clients, leading teams, or building a career, there simply aren't enough hours to evaluate every investment opportunity, sponsor, financial projection, or market trend. As a result, capital may sit idle. Or worse, it may be invested without fully understanding whether the opportunity truly aligns with long-term goals. Let Your Why Guide Every Investment Decision Before asking, "Where should I invest?" Consider asking a different question: "What do I want my capital to accomplish?" Perhaps you're looking to: Generate supplemental passive income. Diversify beyond your business or career. Prepare for retirement. Preserve wealth for future generations. Invest in opportunities that don't require day-to-day management. There isn't one correct answer. But there is one important principle. When your investments align with your purpose, every financial decision becomes more intentional. Your WHY provides context. It helps determine whether an opportunity fits your goals, your timeline, your risk tolerance, and ultimately, the future you're trying to build. The Hidden Cost of Waiting Busy professionals often postpone investment decisions. There's always another meeting. Another deadline. Another client. Another project demanding immediate attention. Months quickly become years. While no one should rush into an investment decision, waiting indefinitely also has a cost. The opportunity cost isn't simply missed returns. It can also mean: Delayed financial education. Fewer income-producing assets. Less flexibility later in life. Lost years of compounding growth. Purposeful investing isn't about acting quickly. It's about acting intentionally. You Don't Need More Investment Noise Every day we're surrounded by headlines, podcasts, newsletters, social media opinions, economic forecasts, and endless investment predictions. More information doesn't always create better decisions. A better framework does. The right investment relationship shouldn't rely on hype or fear of missing out. Instead, it should help you: Ask better questions. Understand the risks. Evaluate opportunities objectively. Decide whether an investment truly aligns with your personal goals. Because the best investment isn't always the one promising the highest projected return. It's the one that helps move you closer to your why. Build More Than a Portfolio Your career may create wealth. Your investments can create options. The option to work because you choose to—not because you have to. The option to spend more time with your family. The option to support causes that matter to you. The option to travel. The option to create a lasting legacy. That's the bigger conversation. Not simply, "Where should I invest?" But rather, "What kind of life am I investing in to create?" Start With Purpose Before reviewing another offering or comparing another projected return, pause for a moment. Write down your why. Keep it where you'll see it often. Then, before every investment decision, ask yourself: "Will this move me closer to the life I'm trying to build?" Purpose won't eliminate uncertainty. But it will help you navigate every decision with greater clarity and confidence. At Next Legacy Group, we believe investing begins with purpose. Our goal is to help busy professionals explore opportunities thoughtfully, ask better questions, and determine whether an investment aligns with the future they want to build. Because the best investments don't simply grow wealth. They help create the life that wealth was always meant to support. Join the Conversation If you're ready to begin investing with greater clarity and purpose, we'd love to connect with you. Join our weekly Friday Night Lights webinar where we discuss multifamily investing, market insights, and practical strategies designed for busy professionals seeking passive investment opportunities. Explore More: https://www.nextlegacy.net Register for Friday Night Lights: https://funnel.nextlegacy.net/home About the Author Laura DeVaney | Co-Founder, Next Legacy Group Laura DeVaney is the co-founder of Next Legacy Group, where she helps busy professionals approach passive investing with clarity, purpose and confidence. She believes wealth is more than a financial goal, it's a tool for creating freedom, strengthening families, and building a lasting legacy. Through educational content, investor relationships, and thoughtful guidance, Laura encourages professionals to align every investment decision with their long-term vision and personal values. Her writing reflects Next Legacy Group's commitment to helping investors ask better questions, understand opportunities, and build wealth with intention.

By: Jason Ottilo Co-Founder | Next Legacy Group I Did Life Backwards—And It Led Me to My "Why." "People don't buy what you do—they buy why you do it." — Simon Sinek Simon Sinek's Start With Why asks a deceptively simple question: Why do you do what you do? Not what you do. Not how you do it. Why. For most of my life, I couldn't answer that question. I was too busy surviving. The Traditional Blueprint Most Americans grow up believing life follows a predictable order: Diploma Employment Spouse Kids a blueprint built around one assumption: earn a degree, build a career, retire with a 401(k), and everything else will fall into place. My story looked nothing like that. I became a parent before most people chose a college major. I worked multiple jobs while raising a family. My degrees came decades later through night classes, early mornings, and years of perseverance. What many would call a disadvantage became the foundation for everything that followed. Lessons You Can't Learn in a Classroom Doing life "backwards" taught me lessons no textbook ever could. It taught me discipline when I was exhausted. It taught me how to stretch every dollar. It taught me responsibility long before I felt ready. Most importantly, it taught me that success isn't determined by the order in which life happens. It's determined by the decisions we make every day. The Years I Ignored My Purpose For nearly three decades, I worked in the corporate world. My goal was simple: provide for my family. But deep inside, there was something missing. I wanted to build people up. I wanted to teach. I wanted to help others avoid the mistakes I made. Finance became my classroom. Whenever money was left after paying the bills, I studied the markets, traded stocks and options, and searched for better ways to build wealth. Looking back, I also had to acknowledge an uncomfortable truth. Some of my biggest obstacles weren't created by other people. Many were created by my own decisions. Owning those mistakes became one of the most valuable investments I ever made. Two Moments That Changed Everything The first came during one of the hardest seasons of my life. A divorce left me emotionally, mentally, and financially exhausted. Years of work disappeared almost overnight. While painful, it forced me to stop blaming circumstances and start taking ownership. That mindset became the foundation for rebuilding. The second turning point came a few years later. I married someone who believed in my potential before I fully believed in it myself. The right partner challenged me to think bigger, expect more, and pursue opportunities I once believed were beyond reach. Sometimes the greatest investment isn't financial. It's the people you choose to surround yourself with. Discovering a Different Way to Build Wealth At age 47, I discovered a world of investing I had never been introduced to. Private real estate. Income-producing multifamily investments. Alternative investment opportunities that many successful investors have used for generations. For the first time, I realized the stock market wasn't the only path to building wealth. It wasn't even the only way to create passive income. That discovery changed everything. Why Next Legacy Group Exists That experience became the inspiration behind Next Legacy Group. Together with Teresa, Tim, and Laura, we built an investment company around one mission: Helping investors discover opportunities they may never have known existed. Our mission is simple: Provide access to private investment opportunities. Educate investors about alternatives beyond traditional retirement strategies. Help families create lasting financial legacies through income-producing assets. We believe education creates confidence. Confidence leads to better decisions. Better decisions build stronger legacies. Your Story Isn't Finished One of the greatest lessons I've learned is this: Your past doesn't disqualify you. Your setbacks don't define you. Your timeline doesn't determine your future. Sometimes the experiences we wish hadn't happened become the very things that prepare us for our greatest purpose. If your journey has been anything like mine—imperfect, unconventional, and filled with lessons—you are not behind. You may simply be building your legacy on a stronger foundation. Because your legacy isn't behind you. It's next. About Next Legacy Group Next Legacy Group helps accredited and eligible investors access private, income-producing real estate investment opportunities while providing education designed to support informed, long-term financial decisions. Whether you're looking to diversify beyond traditional investments or explore commercial multifamily real estate, our team is committed to helping you build wealth with purpose and create a lasting legacy. Ready to Build Your Legacy? If you're interested in learning how private multifamily real estate may fit into your long-term investment strategy, we're here to help. Explore our educational resources, meet our team, and discover how Next Legacy Group is helping investors build wealth with purpose. 🌐 Website: https://www.nextlegacy.net 📅 Friday Night Lights Webinar: https://funnel.nextlegacy.net/home About Jason Ottilo Jason Ottilo is the co-founder of Next Legacy Group, where he is passionate about helping investors build lasting wealth through private commercial real estate investments. His journey—from working multiple jobs and earning his degrees over three decades to discovering the power of alternative investments—has shaped his commitment to investor education and legacy building. Jason believes that financial success is built on continuous learning, strong relationships, and making informed investment decisions. Through Next Legacy Group, he helps accredited and eligible investors explore income-producing multifamily real estate opportunities while empowering them to think beyond traditional retirement strategies.

By: Tim Gramling | Co-Founder | Next Legacy Group Your Investment Doesn't Need a Better Deal. It Needs Better Stewardship. When investors evaluate a multifamily investment opportunity, most of the attention naturally goes toward the acquisition. Questions often center around: Purchase price Projected returns Financing structure The business plan These factors are important because they establish the foundation for a successful investment. However, they represent only the beginning of the journey. What ultimately determines whether investor capital is protected and grown is the quality of the asset management that follows. What Is Asset Management? Asset management is the ongoing process of overseeing an investment after acquisition to maximize performance while protecting investor capital. It extends far beyond reviewing financial statements or participating in operating calls. Effective asset management requires continuous oversight, thoughtful decision-making, and the discipline to respond as market conditions evolve. Success isn't determined by one major decision. It's built through hundreds of small decisions made consistently over time. Why Stewardship Matters Commercial real estate markets are constantly changing. Operating expenses fluctuate. Interest rates move. Resident expectations evolve. Local market conditions shift. Strong asset management means continually asking important questions: Are renovations producing the expected return on investment? Are rising expenses temporary or signs of a larger operational issue? Has the market changed enough to adjust our strategy? Are reserves sufficient to navigate unexpected challenges? The answers to these questions help determine whether an investment achieves its long-term objectives. Protecting investor capital is not a one-time event. It's an ongoing responsibility. Lessons From Engineering Before entering multifamily investing, my career as an engineer taught me that major failures rarely happen without warning. Most problems begin as small deviations, overlooked details, or risks that weren't addressed early. Organizations that consistently succeed recognize those warning signs before they become expensive problems. The same principle applies to multifamily real estate investing. Strong stewardship requires paying close attention to both opportunities and risks throughout the life of an investment. Exceptional Asset Management Requires Discipline Successful asset management includes: Data-driven decision-making Active operational oversight Strategic capital improvements Continuous market analysis Disciplined risk management The flexibility to adapt as conditions change Anyone can present an attractive underwriting model. Exceptional asset managers know how to execute when reality looks different than the spreadsheet. Every Decision Matters Long-term investment performance isn't created only on acquisition day. Value is created every day through thoughtful execution. Every renovation completed. Every lease renewed. Every operating expense reviewed. Every market trend evaluated. Every strategic decision contributes to protecting investor capital and creating lasting value. Our Commitment at Next Legacy Group At Next Legacy Group, every significant decision begins with one guiding question: "Does this strengthen the investment while protecting the capital our investors have entrusted to us?" Our responsibility extends far beyond acquiring multifamily properties. Our commitment is to provide disciplined stewardship that helps preserve capital, manage risk, and position every investment for long-term success. Because investors aren't simply hiring us to purchase apartments. They're trusting us with a portion of their financial future. Ready to Learn More? If you're looking for a partner who values disciplined asset management as much as acquisition, we'd love to connect. Explore our investment philosophy and opportunities at Next Legacy Group. Join Our Friday Night Lights webinar. Want to deepen your understanding of multifamily investing? Friday Night Lights is Next Legacy Group's free weekly educational webinar designed to help investors gain practical knowledge and confidence in commercial real estate. Every Friday at 7:00 PM ET Register here: 🔗 https://us06web.zoom.us/j/84316435749 About Tim Gramling Co-Founder | Next Legacy Group Tim Gramling is the co-founder of Next Legacy Group, where he helps investors build long-term wealth through multifamily real estate. With a background in engineering and capital project management, Tim brings a disciplined, data-driven approach to asset management, risk mitigation and investment stewardship. His philosophy is simple: acquiring a great property is only the beginning. Long-term success comes from protecting investor capital through thoughtful execution, operational excellence and strategic decision-making. Tim is passionate about educating investors and helping them make informed real estate investment decisions that create lasting financial legacies.

By: Teresa Loos-Tedrow | Co-Founder | Next Legacy Group How One Career Change Led to Building a Legacy Through Multifamily Real Estate For nearly three decades, I built a successful career in radio sales. I built relationships, helped businesses grow, and learned lessons about leadership, communication, and perseverance that still serve me today. It was a career I truly enjoyed. But over time, I began asking myself an important question: Would my career alone create the financial future I envisioned for myself and my family? The answer led me on an entirely new journey—one that ultimately inspired the creation of Next Legacy Group. Success Doesn't Always Equal Financial Freedom Like many professionals, I believed that working harder would naturally lead to greater financial security. While my career provided stability and fulfillment, I realized I was still trading my time for income. As the media industry evolved, I started thinking differently about wealth—not just earning it, but building it. I wanted investments that could continue working long after I finished my workday. That search eventually introduced me to real estate. Lessons from Entrepreneurship Before fully committing to real estate investing, I invested in two restaurant franchises while also purchasing my first single-family rental properties. Owning restaurants taught me valuable lessons about leadership, operations, and resilience. But it also revealed something unexpected. The restaurants required my constant attention. The rental properties quietly generated income. One depended on my time. The other depended on the asset. That contrast completely changed how I thought about building wealth. It's Never Too Late to Change Your Financial Future After selling the restaurants, I immersed myself in learning everything I could about investing. Podcasts became my classroom. Books became my mentors. Conversations with experienced investors expanded my perspective. I wasn't in my twenties. I wasn't even in my thirties. I was in my fifties. Like many people, I wondered whether I had waited too long. Fortunately, I discovered something far more encouraging: The best time to start building wealth isn't determined by your age—it's determined by your decision to begin. The Moment Multifamily Investing Changed Everything During one podcast, I heard an investor explain that instead of purchasing one rental home at a time, they invested in apartment communities with hundreds of units. That idea immediately resonated with me. Multifamily investing offered something I had been searching for: Greater scalability Consistent cash flow potential Long-term appreciation Professional property management Opportunities to build lasting wealth through strategic partnerships It wasn't simply about owning more real estate. It was about creating a smarter approach to investing. That realization became the foundation for what would eventually become Next Legacy Group. Why We Founded Next Legacy Group Next Legacy Group was built on a simple belief: Financial freedom should be accessible through education, strategic investing, and strong partnerships. Together with my partners, we created a company dedicated to helping busy professionals, entrepreneurs, retirees, and accredited investors participate in multifamily real estate opportunities designed for long-term growth. We believe investing should create more than financial returns. It should create options. It should create freedom. Most importantly, it should create a legacy. The Advice I'd Give My 25-Year-Old Self If I had the opportunity to speak with my younger self today, I wouldn't tell her to abandon her career. I'd tell her to continue building it. But I'd also tell her this: Don't let your career be your only investment. Start learning about assets. Start understanding passive income. Start building wealth earlier than you think you need to. The tools available today—podcasts, books, educational communities, mentors, and investment opportunities—make it easier than ever to begin. Your Financial Journey Starts with One Decision. One of the biggest misconceptions about investing is that you have to know everything before you begin. You don't. Every experienced investor started by asking questions, learning, and taking that first step. Whether you're in your thirties, forties, fifties, or beyond, your opportunity to build long-term wealth is still in front of you. The window is still open. Continue Your Investment Journey If you're interested in learning more about multifamily real estate investing and how passive investing can support your long-term financial goals, we'd love to help. Explore Our Investment Philosophy 🌐 https://www.nextlegacy.net Download Our FREE Passive Investor Guide 📘 https://funnel.nextlegacy.net/home Register for Our Weekly Investor Webinar 🎥 Learn directly from our team and discover how multifamily investing works. About Teresa Loos-Tedrow Teresa Loos-Tedrow is the co-founder of Next Legacy Group, a real estate investment firm focused on helping investors build long-term wealth through multifamily real estate. She is also the owner of TeddyCo Properties and TeddyCo Media. Drawing on decades of experience in business, sales, marketing, and leadership. Teresa is passionate about educating others on passive investing, financial freedom, and creating generational wealth. Learn more about Teresa: https://iamteresaloostedrow.com

By: Jason Ottilo | Co-Founder | Next Legacy Group THE MIDDLE CLASS IS BEING DELETED. HERE'S THE RECEIPT. Something is happening to America that very few people are willing to say out loud. Not your financial advisor. Not the evening news. Not the politicians promising everything is fine. So let's say it. The American middle class—the backbone of the country and the dream that built it—is shrinking. And the data leaves little room for debate. This isn't fear. This isn't politics. These are numbers. And once you see them clearly, you can't unsee them. THE 7 NUMBERS EVERY INVESTOR SHOULD PAY ATTENTION TO 1. $1,000 That's the median retirement savings of the average working-age American. The middle class has fallen from 61% of adults in 1971 to just 51% today. Millions are one emergency away from financial collapse. One medical bill. One job loss. One car repair. And only $1,000 stands between them and disaster. 2. $1.25 Trillion That's the amount of credit card debt crushing American households. Delinquencies are at their highest level in 15 years. Families aren't borrowing for vacations or luxury purchases. They're borrowing to pay for: Groceries Rent Utilities Basic necessities And many are paying interest rates of 24% to 29%. 3. 6% Six percent of American workers tapped their retirement accounts last year simply to survive. Many did so to avoid eviction. That means sacrificing decades of compound growth for an average withdrawal of just $1,900. This marks the sixth consecutive year of rising hardship withdrawals. 4. $55 Trillion The top 1% of Americans now hold approximately $55 trillion in wealth. That's roughly equal to what the bottom 90% owns combined. The wealth gap isn't widening. It's becoming a chasm. 5. 0.1% Real wage growth over the past year was just 0.1%. Prices went up. Paychecks barely did. Millions of Americans worked harder and quietly lost purchasing power. 6. 51% Only 51% of Americans now qualify as middle class. In 1971, that figure stood at 61%. During one of the greatest periods of economic growth in history, the middle class didn't expand. It shrank. 7. Age 40 The median age of a first-time homebuyer has reached an all-time high of 40 years old. In 1981, it was 29. An entire generation is entering homeownership more than a decade later than previous generations. And many may never catch up. THE PART THAT SHOULD MAKE YOU UNCOMFORTABLE Seventy-five percent of workers say they can't afford much beyond basic living expenses. Housing, healthcare, and daily necessities are consuming nearly everything. Meanwhile, Nearly 30% have moved to cheaper housing. 28% have taken on debt just to get by. One out of every three middle-class families struggles to afford basic necessities. This isn't happening to "other people." This is happening to the American middle class. Right now. THE HEADLINES DON'T TELL THE WHOLE STORY The stock market remains strong. Unemployment is low. GDP is growing. On the surface, everything appears healthy. But beneath those headline numbers, inflation continues to outpace wage growth. The system looks stable. The foundation underneath it is not. And by the time the headlines catch up, millions of families may have already fallen behind. SO WHAT DO YOU DO WITH THIS INFORMATION? You have two choices. You can hope the trend reverses. Or you can position accordingly. Because every challenge outlined above is creating one of the strongest structural demand environments for rental housing in modern history. Homeownership is becoming increasingly unattainable. More Americans are renting. And that shift is accelerating. This isn't a temporary cycle. It's a structural change. THE PEOPLE WHO UNDERSTAND THIS ARE NOT PANICKING. THEY ARE POSITIONING. Investors are moving capital into fixed-rate, collateral-backed real estate investments designed to generate monthly income regardless of: Stock market volatility Federal Reserve decisions Election outcomes At Next Legacy Group, that's exactly what we provide. ✔ 6%–12% Fixed Annual Returns ✔ Monthly Distributions ✔ 12-Month Terms ✔ Real Estate-Backed Security ✔ Principals You Can Call By Name Because while the middle class is being deleted one household at a time, wealth is still being created. The question is: Will you watch the shift happen? Or position yourself to benefit from it? Schedule Your Private Investor Conversation Learn how Next Legacy Group helps accredited investors pursue predictable income through real estate-backed opportunities. Join us for Friday Night Lights at 7 PM ET, where you'll hear insights on the economy, investing and how you can position your capital for the years ahead. https://us06web.zoom.us/meeting/register/Hw8i2jeXTkm2z2OOwELAcQ#/registration Disclosure: For informational purposes only. Investing involves risk, including possible loss of principal. Offered exclusively to accredited investors under Rule 506(c) of Regulation D.

By: Tim Gramling | Co-Founder | Next Legacy Group Kansas City Is on the World Stage. It Belongs There. The World Cup is here. Kansas City Stadium is open. The world has arrived. But if you're paying attention only to the tournament, you're missing the bigger story. Kansas City was already winning long before the first match was played. For years, I have been watching this market and the data has remained remarkably consistent. Rent growth has ranked among the strongest in the nation. Occupancy has held steady while several Sun Belt markets work through supply corrections. Institutional capital continues to pay attention, and employers continue to invest. Now, the World Cup has simply placed an international spotlight on a market that was already outperforming. A Global Stage Few Cities Can Match An estimated 650,000 visitors are expected throughout the tournament window. Kansas City is hosting four national team base camps, including Argentina, England, the Netherlands and Algeria. No other host city has more. That kind of visibility cannot be purchased through advertising. People who never considered Kansas City before are spending time here and leaving with a completely different perspective. Some will return. Some will bring businesses. Some will create jobs. Others may eventually become residents. The tournament itself is temporary. The impression it leaves behind is not. The Fundamentals Were Already Strong Long before the World Cup arrived, Kansas City was benefiting from powerful economic drivers that continue to support long-term growth. Google's $10 Billion Data Center Campus Google has confirmed plans for a massive data center campus in the Northland. Investments of this size create jobs, attract talent, and strengthen the local economy for years to come. Panasonic's EV Battery Plant The Panasonic battery facility in nearby De Soto is now operational, adding another layer of economic momentum and employment growth to the region. Crown Center Redevelopment The Royals and Hallmark are leading a $3 billion redevelopment effort around Crown Center, further enhancing Kansas City's urban core and long-term attractiveness. These aren't projections. They're already happening. Navigating Today's Supply Cycle Yes, the supply pipeline remains active. That's normal. Markets move through cycles, and experienced operators understand how to manage through periods of new deliveries. The investors who maintain a long-term perspective often discover that once supply is absorbed, stronger fundamentals emerge on the other side. Patience and disciplined execution matter. Why Kansas City Deserves Your Attention If you're looking for long-term multifamily investment opportunities, consider these key factors: What Kansas City continues to strengthen as a multifamily market supported by economic expansion, population growth, and international visibility. When The opportunity is unfolding right now during an active development cycle that may create tighter market conditions in the years ahead. Why Strong fundamentals, significant corporate investment, and increasing institutional interest provide meaningful support for future growth. How Investors can position themselves by partnering with experienced operators who understand market cycles and focus on creating long-term value. Final Thoughts Kansas City's rise is not a World Cup story. It's a fundamentals story. The World Cup simply shines a brighter spotlight on what has already been taking place. Markets that combine job growth, economic investment, and long-term demand drivers deserve attention. Kansas City has all three. As investors, our responsibility isn't to chase headlines. It's to understand fundamentals, think long-term and position ourselves accordingly. Kansas City belongs on the stage it is standing on. And I believe the best chapters of its story are still ahead. Interested in learning more? Join us for Friday Night Lights and continue expanding your knowledge alongside industry experts and fellow investors. Register for Our Weekly Webinar Meeting Registration - Zoom Explore Our Investment Philosophy https://nextlegacy.net Download the Passive Investor Guide. funnel.nextlegacy.net/home For more market insights, educational resources and opportunities to grow your investing journey.

By: Teresa Loos-Tedrow | Co-Founder | Next Legacy Group Where We Are (and Aren't) Using AI at Next Legacy Group—and Why Credibility Still Wins. Artificial intelligence is everywhere right now. Some companies market it as the solution to every business challenge. Others avoid it entirely because of concerns about risk, privacy, or accuracy. At Next Legacy Group, we believe both approaches miss the point. The question isn't whether a company uses AI. The real question is whether AI strengthens trust, improves execution and supports better outcomes—or quietly weakens accountability and judgment. As a commercial real estate investment company focused on multifamily investing, passive investing opportunities, and long-term wealth creation, we view AI as a tool—not a decision-maker. Because in our business, credibility remains one of the most valuable assets we have. It's what earns the first meeting. It's what creates repeat investors. It's what helps maintain confidence when markets become uncertain. And it's what separates sustainable businesses from temporary trends. Why Credibility Matters More Than Technology Technology changes rapidly. Investor trust does not. Whether you're evaluating a multifamily investment opportunity, building relationships with investors, or managing operations across a growing portfolio, credibility is built through consistency, transparency, and accountability. No software platform can replace those fundamentals. That's why we have established clear guidelines around where AI adds value and where human judgment must remain firmly in control. Where We Use AI: The Leverage Layer 1. Drafting Educational Content and Communications AI helps us move from a blank page to an organized first draft more efficiently. We use it to assist with: Educational articles Investor newsletters Webinar outlines Frequently asked questions Internal communications However, every piece of content is reviewed, edited, and approved by our team before publication. Accuracy always comes before speed. If something sounds persuasive but lacks precision, it doesn't make the final version. 2. Summaries and Follow-Up Actions One of the most practical applications of AI is helping organize information. We use AI to summarize: Meeting notes Research findings Market updates Internal discussions Action items This allows our team to focus on execution while reducing the likelihood of missed details. Strong follow-through builds strong relationships. 3. Operational Systems and Process Documentation Operational excellence requires repeatable systems. AI helps us create: Standard operating procedures (SOPs) Checklists Process documentation Internal workflows Training resources Investors don't expect perfection. They expect consistency. Documented systems help us deliver that consistency. 4. Communication Clarity and Consistency Clear communication strengthens investor confidence. We use AI to support: Message consistency Clarity reviews Formatting improvements Communication workflows The goal is simple: communicate more effectively while remaining aligned with our values and investment philosophy. Where We Don't Use AI: The Judgment Layer 1. Investment Decisions and Underwriting This is perhaps the most important distinction. AI can organize information. AI can identify patterns. AI can help surface questions. But AI does not decide whether we invest in a deal. Investment decisions require evaluating: Risk exposure Market conditions Operational complexity Business plans Exit strategies Portfolio fit These decisions require experience, judgment, and accountability. If we outsource judgment, we also outsource responsibility. That is not a risk we are willing to take. 2. Legal, Compliance and Regulatory Matters We do not rely on AI to: Interpret legal requirements Draft compliance-sensitive language Provide legal advice Create regulatory guidance Compliance exists to protect investors, and that responsibility requires qualified professionals and human oversight. 3. Investor Verification and Suitability Investor verification follows established regulatory procedures. This process involves compliance requirements that cannot be delegated to automated systems. Accuracy and accountability matter too much. 4. Sensitive Investor Information Protecting investor information is a fundamental responsibility. Any personal or confidential investor data is treated with the highest level of care. Trust can take years to build and only moments to lose. 5. Relationship Management Relationships remain a human responsibility. AI cannot replace: Trust Transparency Accountability Difficult conversations Investor confidence Investors back operators. Partners work with people they trust. Relationships are earned through consistent actions—not generated by software. The Operating Principle Behind Our AI Strategy Our philosophy is straightforward: If AI makes us clearer, more consistent, and more disciplined, we use it. If AI makes us faster but less accountable, we don't. We are not trying to become an "AI company." We are focused on being a durable, principled operating company that leverages the best available tools without surrendering responsibility. A Better Question for Investors and Operators As AI continues to evolve, investors should ask more than, "Are you using AI?" Instead, ask: Where are you using it? Why are you using it? What safeguards are in place? Who remains accountable for the outcome? Those questions reveal far more about a company's culture, discipline and long-term reliability. Because technology will continue to change. Markets will continue to change. But credibility remains one of the few competitive advantages that compounds over time. And unlike technology, credibility never becomes obsolete. About Next Legacy Group Next Legacy Group helps accredited investors build long-term wealth through strategic multifamily real estate investments. Our mission is to create durable opportunities for passive income, capital preservation, and generational wealth while maintaining a commitment to transparency, operational excellence, and investor trust. Disclaimer: This article is provided for educational and informational purposes only and should not be construed as financial, legal, tax, or investment advice, nor as an offer to sell or a solicitation to buy securities. All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Investors should consult their financial, legal, and tax advisors before making investment decisions.

By Laura DeVaney | Partner & Co-Founder | Next Legacy Group The role of liquidity, debt, equity and stewardship in sustaining generational wealth For many investors, the early stages of wealth building are centered around one primary goal: accumulation. Growing income. Increasing assets. Expanding opportunity. But over time, sophisticated families often begin asking a different question entirely: “What are we truly trying to pass down?” Because lasting wealth is not simply about the amount accumulated. It is about preserving flexibility, maintaining discipline during uncertainty, creating alignment between generations, and building systems designed to endure beyond one market cycle. In today’s environment of market volatility, elevated interest rates, economic uncertainty, and shifting investment landscapes, intentional planning matters more than ever. At Next Legacy Group, we believe wealth should be approached strategically—not emotionally. And one of the most effective ways to think about long-term wealth preservation is through what we call the Four Buckets Framework. THE FOUR BUCKETS FRAMEWORK Sophisticated investors understand that not every dollar should serve the same purpose. Each segment of capital should be intentionally positioned to support flexibility, stability, growth, and preservation. 1. LIQUIDITY CAPITAL Liquidity creates optionality. Maintaining accessible capital allows families to respond to opportunities, market dislocations, business needs, or unexpected life events without disrupting long-term investment strategies. Sophisticated families prioritize liquidity not because they fear investing—but because flexibility creates strategic strength. Liquidity may include: Cash reserves Treasury instruments Short-term income vehicles Easily accessible investment accounts The goal is not maximizing returns at all times. The goal is maintaining preparedness. 2. DEBT INVESTMENTS Debt investments are often overlooked in conversations focused solely on growth. However, many experienced investors value debt strategies because they can provide: Predictable income Downside protection Capital preservation Portfolio stability In uncertain economic environments, debt investments may help reduce volatility while still generating attractive risk-adjusted returns. Examples may include: Private lending Real estate debt funds Structured income investments Asset-backed lending opportunities Sophisticated investors frequently view debt investments as a stabilizing component within a diversified portfolio strategy. 3. EQUITY INVESTMENTS Equity investments remain essential for long-term appreciation and wealth expansion. While debt strategies may focus on stability and income, equity investments are often designed to participate in future upside potential and long-term growth. Examples include: Private equity Multifamily real estate ownership Operating businesses Growth-focused investment opportunities The key distinction is intentionality. Sophisticated investors are not simply chasing returns. They are aligning investments with long-term objectives, timelines, and family goals. 4. TAX-ADVANTAGED STRATEGIES Building wealth is important. Preserving more of what you build can be equally important. Tax efficiency plays a major role in sophisticated wealth planning because taxes directly impact long-term compounding and portfolio sustainability. Strategic planning may include: Tax-advantaged structures Depreciation strategies Trust planning Estate planning coordination Long-term investment positioning The objective is not avoiding taxes irresponsibly. It is creating legally structured efficiency designed to support long-term wealth preservation. WHAT SOPHISTICATED INVESTORS PRIORITIZE Families who sustain wealth across generations often share similar principles. They tend to prioritize: Alignment over impulse Structure over emotion Patience over constant activity Stewardship over short-term appearances Rather than reacting emotionally to headlines, sophisticated investors often focus on building intentional systems capable of weathering multiple market cycles. They understand that true wealth preservation requires clarity, discipline, and consistency. THE ROLE OF STEWARDSHIP IN GENERATIONAL WEALTH Financial capital alone does not create legacy. Without stewardship, even substantial wealth can disappear within generations. Sophisticated families often focus on passing down: Financial education Values and discipline Long-term thinking Opportunity creation Responsible decision-making Because ultimately, wealth is not only about what is inherited financially. It is also about the mindset and systems future generations inherit. INVESTOR REFLECTION As you evaluate your own portfolio and long-term financial goals, consider the following questions: Does every dollar in my portfolio have a clearly defined purpose? Am I intentionally balancing liquidity, income, and growth? Is my strategy designed only for accumulation or also for preservation? What values and opportunities do I hope future generations inherit? The answers to these questions often shape the sustainability of wealth far more than short-term market performance alone. Because true wealth is not simply built. It is sustained through clarity, discipline, and stewardship. EXPLORE MORE WITH NEXT LEGACY GROUP At Next Legacy Group, we focus on helping investors think strategically about long-term alignment, private market opportunities, and generational wealth preservation. Explore Our Investment Philosophy https://nextlegacy.net Download the Passive Investor Guide. funnel.nextlegacy.net/home Register for Our Weekly Webinar Meeting Registration - Zoom Structured for clarity. Built for alignment. Executed with discipline. DISCLAIMER: This material is provided for educational and informational purposes only and should not be construed as financial, legal, or tax advice, or as an offer to sell or a solicitation to buy any securities or investment products. Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal. Investors should consult with their financial, legal, and tax advisors before making any investment decisions.

By: Jason Ottilo | Co-Founder | Next Legacy Group The Stock Market Is Screaming. Smart Money Is Whispering. The stock market has returned to extreme volatility in 2026. Inflation concerns, tariff headlines, interest rate uncertainty, and rapid market swings are leaving many investors questioning where stable long-term opportunities still exist. For experienced investors, the answer is increasingly clear: income-producing real estate and hard assets. As housing shortages continue across the United States and multifamily rental demand remains strong, private real estate investments are once again becoming a major focus for investors seeking cash flow, diversification, and long-term wealth preservation. In this article, we break down why sophisticated investors are quietly repositioning capital into real assets while public markets remain unpredictable. Why Investors Are Moving Away From Market Volatility The S&P 500 has experienced sharp swings throughout 2026 as inflation concerns and global economic uncertainty continue impacting investor confidence. Many investors are beginning to reevaluate portfolio allocations due to: Increased stock market volatility Interest rate uncertainty Inflation pressure Global trade and tariff concerns Reduced confidence in short-term public market performance During periods like these, investors often shift toward alternative investments backed by tangible assets and recurring income. The U.S. Housing Shortage Continues Supporting Real Estate Demand One of the strongest long-term drivers for multifamily real estate remains the ongoing U.S. housing shortage. Key market trends include: Millions of housing units remain undersupplied nationwide New construction has slowed due to rising development costs High mortgage rates continue delaying homeownership Rental demand remains strong across many markets As affordability challenges continue, more families are renting longer — creating sustained demand for quality multifamily housing. Why Multifamily Real Estate Continues Attracting Investors Multifamily investing has historically remained resilient during uncertain economic periods because housing is considered an essential need. Benefits investors often seek include: Monthly rental income potential Lower volatility compared to stocks Long-term appreciation opportunities Portfolio diversification Tax advantages through depreciation strategies Unlike public equities that can react instantly to headlines and market sentiment, income-producing real estate is supported by physical assets and long-term tenant demand. Interest Rates May Create Strategic Buying Opportunities Although interest rates remain elevated in 2026, many experienced investors view current conditions as a potential acquisition window. Historically, investors who purchased quality real estate assets during uncertain periods often positioned themselves for long-term appreciation once borrowing conditions improved. Disciplined underwriting and strong market fundamentals remain critical when evaluating opportunities. The Next Legacy Group Investment Strategy At Next Legacy Group, our investment focus centers around essential real assets designed to support long-term investor goals. Asset classes include: Multifamily Housing RV Parks Mobile Home Communities Self-Storage Facilities Real Estate-Backed Lending Through the Avestor Customizable Fund® platform, investors may have access to greater transparency and flexibility when reviewing investment opportunities. Why Long-Term Investors Focus on Real Assets Periods of uncertainty often create opportunities for disciplined investors focused on long-term fundamentals instead of short-term market reactions. Key investor priorities in today’s market: Cash-flowing assets Conservative underwriting Portfolio diversification Inflation-resistant investments Long-term wealth preservation Real estate continues standing apart as one of the few investment categories backed by both tangible assets and recurring demand. Final Thoughts The question for many investors today is no longer whether diversification matters—but where stable long-term opportunities can still be found. As stock market volatility continues, income-producing real estate remains a compelling consideration for investors seeking hard assets, cash flow potential, and long-term growth opportunities. At Next Legacy Group, we remain focused on disciplined investing, transparency, and building long-term relationships with serious investors. Ready to Learn More About Passive Real Estate Investing? Explore how Next Legacy Group structures opportunities for long-term investors. Download Our Passive Investor Guide— funnel.nextlegacy.net/home Register for Our Weekly Webinar — https://us06web.zoom.us/meeting/register/Hw8i2jeXTkm2z2OOwELAcQ#/registration Contact Our Team Directly Email: info@nextlegacy.net Most Frequently Asked Questions Is multifamily real estate safer than stocks? No investment is risk-free, but multifamily real estate has historically shown lower correlation to stock market volatility than public equities. Why does the housing shortage matter for investors? Limited housing supply combined with continued rental demand can support occupancy and long-term property performance. What is passive real estate investing? Passive real estate investing allows investors to participate in professionally managed real estate opportunities without handling day-to-day operations. What is a 506(c) investment offering? A 506(c) offering allows verified accredited investors to participate in private investment opportunities under SEC regulations. Why are investors interested in real assets during inflation? Real assets such as multifamily housing may provide income potential and long-term value during inflationary environments.

By: Tim Gramling | Co-Founder | Next Legacy Group Cash Flow Real Estate Investing: What I Would Tell My Younger Self About Building Wealth Cash Flow Real Estate Investing: What I Would Tell My Younger Self About Building Wealth If I could sit down with my younger self, I would not tell him to chase bigger paychecks, nicer titles, or faster promotions. I would tell him to focus on cash flow investing. Many professionals spend their careers trading time for money while believing income alone will create financial security. But long-term wealth is rarely built through income alone. Real wealth is built by owning assets that generate consistent income whether you are working or not. That lesson took years to fully understand. Early in my career, I believed success meant working harder, saving more, and hoping retirement accounts would eventually provide financial security. What I later realized is that cash flow creates options. It creates flexibility. It creates stability. And it allows you to stop starting every month back at zero. Ownership Is the Foundation of wealth. If I could go back, I would tell my younger self to stop focusing on appearances and start focusing on ownership. Own assets. Own investments. Own systems that generate recurring income. This shift from income to ownership is where long-term wealth truly begins. One of the most powerful asset classes for generating long-term income is multifamily real estate investing, where properties can produce recurring rental income while increasing in value over time. Understanding the Business Behind Multifamily Investing One mistake many investors make is chasing returns without understanding the business behind the investment. Multifamily real estate investing requires understanding several important factors: Financing and loan structures Property underwriting and deal analysis Market cycles and economic trends Property operations and management Risk management and long-term strategy The more investors understand the operational side of real estate, the more disciplined their investment decisions become. Why Multifamily Real Estate Is a Powerful Wealth Strategy Multifamily real estate has long been a proven strategy for investors seeking passive income and long-term financial growth. A well-operated multifamily property can provide multiple financial advantages: Consistent cash flow through rental income Long-term property appreciation Tax benefits such as depreciation Inflation protection through rent growth Because of these factors, multifamily real estate remains one of the most attractive asset classes for investors looking to build wealth over time. At Next Legacy Group, our investment strategy focuses on identifying and operating multifamily properties designed to produce stable income and long-term value. Patience Is Often the Most Overlooked Investment Strategy Another lesson I would share with my younger self is that patience often matters more than excitement. The investors who build lasting wealth are rarely the loudest voices in the room. They are the ones quietly: Acquiring quality assets Improving operations Managing risk carefully Allowing time to compound their results Wealth is rarely built overnight. It is created through disciplined decisions repeated consistently over many years. The Best Time to Start Investing If I could share one final lesson, it would be this: Do not wait for the perfect moment to start investing. The best time to start investing was 30 years ago. The second best time is today. Time is the one asset you can never recover. The sooner you begin investing in income-producing assets, the more opportunity you create to build long-term wealth. Learn more about multifamily investment opportunities. Download our FREE Passive Investors Guide and Investor Roadmap Checklist: Frequently Asked Questions What is cash flow real estate investing? Cash flow real estate investing focuses on acquiring properties that generate consistent rental income after expenses. Investors use this strategy to create passive income and long-term wealth. Why do investors choose multifamily real estate? Multifamily real estate provides multiple income streams from several units within one property, making it more stable than single-unit investments. Is multifamily real estate a good long-term investment? Many investors consider multifamily properties a strong long-term investment because they can generate consistent income, appreciate over time, and offer tax advantages. How do investors earn passive income from real estate? Passive income can be generated when rental income exceeds property expenses, creating positive cash flow for the investor.

By: Teresa Loos-Tedrow | Co-Founder | Next Legacy Group How Saving Is Costing You: The Quiet Math Nobody Teaches Why Inflation Is the Hidden Cost of Saving? We were raised on a simple rule: save, save, save. Build a cushion. Don’t take risks. Be responsible. And yes—having cash set aside for real life is smart. Emergency funds matter. Being able to handle a surprise expense without panic is a financial strength. But here’s the part most people were never taught: A regular savings account can slowly make you poorer—even while your balance goes up. The Problem: Your Money Earns One Number While Life Gets More Expensive by Another Most traditional savings accounts pay a rate that sounds like something but behaves like almost nothing. The national average savings rate has been around 0.38%. At the same time, inflation continues doing what inflation does. Consumer prices have increased around 3.3% year-over-year. That gap tells the whole story. Inflation doesn’t show up as a fee in your banking app. It doesn’t send a notification. It simply reduces what your money can buy over time. A Simple Example Let’s say you keep $10,000 in a typical savings account. At 0.38% interest, that account earns about $38 in one year. But if prices rise 3.3%, the purchasing power of that same $10,000 effectively drops by about $330. The Result? Your balance stayed the same—but your money lost roughly $292 in real buying power. So even though your account didn’t go down, your life still got more expensive. Your savings didn’t protect you. It simply sat there and absorbed the impact. The Dollar Has Been Slipping for Decades. There’s a reason people often say things like: “I remember when gas was…”“We bought our first house for…” That’s not just nostalgia. It’s math. Federal Reserve data tracking the purchasing power of the consumer dollar shows that $1 today buys roughly 30 cents of what $1 bought in the early 1980s. That doesn’t mean the financial system is collapsing. It means cash loses value over time unless it grows faster than inflation. Who Actually Benefits From “Save, Save, Save”? Let’s be direct. Banks benefit. Deposits provide banks with low-cost capital. They can lend that money at higher rates and keep the spread. Saving itself isn’t the problem. Unproductive saving is. And unproductive saving usually means money sitting long-term in an account that cannot keep up with inflation. A Better Approach: Give Every Dollar a Job Instead of asking, “Am I saving enough?” A more powerful question is, What job is this money supposed to do? Many investors think about money in three distinct buckets. 1. Safety (0–6 Months) This is your emergency reserve. It covers things like: • Unexpected expenses• Job gaps• Immediate life needs This money should stay liquid and accessible. The goal here is security, not high returns. 2. Stability (6–24 Months) This bucket is for money you may not need tomorrow but could need within the next year or two. Examples include: • Taxes• A vehicle purchase• Tuition• A future down payment Many investors want this capital to perform better than a basic savings account without exposing it to excessive volatility. One option some investors explore is private debt backed by real estate. Instead of owning the property itself, capital is positioned more like a lender—deployed with defined terms and backed by a real asset. The goal is not a home run. The goal is consistency and stability. At Next Legacy Group, this type of real estate-backed lending structure can help investors build a stability layer—without managing tenants, repairs, or renovations. 3. Growth (2+ Years) This is capital designed to compound over time. Historically, long-term growth often comes from owning productive assets—assets that generate income and may appreciate in value. One asset class many investors focus on is multifamily real estate. Multifamily properties provide housing, which remains a fundamental need. They also offer multiple value-creation levers, such as • Operational improvements• Professional management• Expense optimization• Strategic renovations• Aligning rents with the market At Next Legacy Group, multifamily investments serve as a long-term growth engine designed to produce durable cash flow and compounding wealth—without investors needing to become landlords. Cash Is a Tool, Not a Destination Cash has an important role in a financial strategy. Use cash for safety. Consider stability strategies that may perform better than idle savings. And focus on owning assets that have the potential to grow and produce income over time. Because if your entire plan is simply to stack cash, inflation has a quiet counter-plan: reduce your buying power every year that money sits still. Want to See How Investors Structure Their Capital? If you're sitting on cash and wondering how experienced investors balance safety, stability, and growth, We invite you to explore our investor education resources. Learn how multifamily real estate and real-estate-backed strategies fit into long-term investment portfolios. ➡ Start here: https://funnel.nextlegacy.net/home For additional investor insights and articles, visit: https://www.nextlegacy.net/investor-news-insights